Merry Christmas, All the Best for the Holidays and a Very Happy New Year

As we approach the end of a very challenging year, I hope you and your families are healthy and well.

2020 has been a year to remember, and I am grateful for your continued partnership as we faced this unprecedented and challenging year together.

Through all the ups and downs of 2020, we have all had to juggle many different pressures at work and home.

We’ve tried to be as flexible and responsive as possible, to give you and your families the information that you need, and we will never waver on that commitment.

As we turn the page from 2020 to 2021, expect to see amazing developments in the global capital markets.

Thank you again for your support, patience and ongoing communication, and we're looking forward to being alongside you and your families in the new year to come!

Wishing you and your loved ones a safe and Happy Holiday.