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DELTA CREEK FINANCIAL ADVISORS

PLANNING · INSURANCE · INVESTMENTS

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Tel: (647) 693 0037

Tel: (613) 900 8135

18 Coral Cove Crescent, Toronto, Ontario  M3A 1G8
13 William Street, Delta, Ontario  K0E 1G0

Fax: (855) 751 5414

Mutual funds and exempt securities are sold through Portfolio Strategies Corporation. Other products and services are provided through Delta Creek Financial Advisors.  

©2018 BY DELTA CREEK ADVISORS

  • Canada Life Assurance

Demystifying Participating Life Insurance

Updated: Dec 10, 2019


When considering participating life insurance, illustrations help explain how a policy’s values could grow. It’s easy to focus on comparing numbers, particularly when it comes to the dividend scale interest rate.

However, that rate is only one factor that can impact participating policyowner dividends. You might think that if you buy a policy from a company that offers a higher dividend scale interest rate today, your policy’s values will grow faster in the future.

Rates go up and down over time. So the decision to buy a policy shouldn’t be solely based on the current dividend scale interest rate, because it’s not guaranteed.

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