Demystifying Participating Life Insurance

Updated: Dec 10, 2019


When considering participating life insurance, illustrations help explain how a policy’s values could grow. It’s easy to focus on comparing numbers, particularly when it comes to the dividend scale interest rate.

However, that rate is only one factor that can impact participating policyowner dividends. You might think that if you buy a policy from a company that offers a higher dividend scale interest rate today, your policy’s values will grow faster in the future.

Rates go up and down over time. So the decision to buy a policy shouldn’t be solely based on the current dividend scale interest rate, because it’s not guaranteed.

Read more


21 views0 comments

Recent Posts

See All
Port Strat Logo.png

Delta Creek Financial Advisors

121 King Street West, Toronto, ON  M5H 3T9
13 William Street, Delta, Ontario  K0E 1G0

TF: 833 927 3158

GTA: 647 693 0037

Delta: 343 341 5308

B.C. 778 826 0155

F: 866 396 9183

E: invest@deltacreek.net 

www.mfda.ca

All Rights Reserved.  Copyright 2021 Delta Creek Financial Advisors

Mutual Funds, Exchange Traded Funds and Exempt Securities are provided through Portfolio Strategies Corporation

Life , Accident & Sickness Insurance, Group Benefits provided through Delta Creek Financial Advisors